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Programs

CaliforniaChoice®
The Most Successful Small Group Private Exchange in the Nation

Created by CHOICE Administrators®, CaliforniaChoice is the nation’s most enduring private exchange for small businesses – offering unmatched flexibility, carrier access, and cost control.

Program Overview

CaliforniaChoice was designed to meet the diverse needs of small businesses and their employees. With seven premier health plans in one program, it delivers true employee choice while helping employers control costs. For over 30 years, we’ve proven that exchange-based benefits can work – and scale. The program mantra: “We’re a California Different® way to look at employee benefits.”

The California Different Approach

CaliforniaChoice gives employees the freedom to choose the health plan that fits their needs – while employers set a fixed budget. It’s a win-win model that balances flexibility with financial predictability.

1
Seven Health Plans in One Program

Includes more than 100 HMO, PPO, and HSA-compatible options at multiple price points.

2
Budget-Based Design

As the creator of the Defined Contribution model, CaliforniaChoice offers employers budget control. Employers determine what they can contribute to employee benefits monthly and employees use the contribution toward the benefit plan they like best. If the option they prefer is more than their employer contribution, the employee simply pays the difference.

3
A One-Stop-Shop Portfolio

Dental, Vision, Chiropractic/Acupuncture, and Life are also available to bundle into an employee benefits offering for small group employers.

4
Easy to Administer

Regardless of what employees select, everything is consolidated into a single, monthly bill, providing ease of administration for group clients.

Serving California Businesses Since 1996

CaliforniaChoice has helped thousands of small businesses offer smarter benefits with less complexity. It’s recommended by 95% of participating employers and continues to be the go-to solution for groups with 1 to 100 employees.

  • Working with more than 23,000 California businesses
  • Top-tier carriers in a single program
  • Providing medical benefits to more than 365,000 members
  • Sold by brokers and distributed by top General Agencies
  • Offers Medical, Dental, Vision, Chiropractic/Acupuncture, and Life
Visit CaliforniaChoice